[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.1cory.cz\/dokladani-prijmu-u-hypotek\/#Article","mainEntityOfPage":"https:\/\/www.1cory.cz\/dokladani-prijmu-u-hypotek\/","headline":"Dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f u hypot\u00e9k","name":"Dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f u hypot\u00e9k","description":"Jak\u00e1 je tedy skute\u010dnost o dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f v p\u0159\u00edpad\u011b hypot\u00e9ky? Mus\u00edte dolo\u017eit p\u0159\u00edjem nebo nemus\u00edte ud\u00e1vat tato specifika? Jak je to s dal\u0161\u00edmi podm\u00ednkami? Na to se nyn\u00ed pod\u00edv\u00e1me podrobn\u011bji v tomto \u010dl\u00e1nku. Za\u010dneme t\u00edm hlavn\u00edm, co\u017e je n\u00e1zev. Hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu, u\u017e jen z toho n\u00e1zvu vlastn\u011b plyne, \u017ee by se m\u011blo jednat o p\u016fj\u010dku s ru\u010den\u00edm nemovitost\u00ed, ale bez dokl\u00e1d\u00e1n\u00ed jak\u00e9hokoliv p\u0159\u00edjmu. To by bylo p\u0159ece jen logick\u00e9. Jenom\u017ee v\u0161echno m\u00e1 rub i l\u00edc, tak\u017ee si to vysv\u011btl\u00edme. Jeliko\u017e se jedn\u00e1 o \u010dasto vyhled\u00e1van\u00fd v\u00fdraz, tak z\u016fstal b\u011b\u017en\u00fd a pro lidi na internetu dostupn\u00fd, le\u010d se pod n\u00edm ukr\u00fdv\u00e1 v podstat\u011b hypot\u00e9ka, u kter\u00e9 mus\u00edte dolo\u017eit alespo\u0148 n\u011bjak\u00fd p\u0159\u00edjem. To ale nen\u00ed t\u011b\u017ek\u00e9, jak si za chv\u00edli \u0159ekneme. Hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu je pom\u011brn\u011b b\u011b\u017en\u00fd n\u00e1zev, kter\u00fd se st\u00e1le velice \u010dasto vyhled\u00e1v\u00e1 na internetu. Jenom\u017ee v\u0161echno m\u00e1 sv\u00e9 z\u00e1konitosti. V dne\u0161n\u00ed dob\u011b si mus\u00ed ka\u017ed\u00fd poskytovatel \u00fav\u011bru zjistit, zdali je jeho klient schopen spl\u00e1cet sv\u00e9 z\u00e1vazky. To je d\u00e1no z\u00e1konem, proto\u017ee si nikdo nep\u0159eje, aby se lid\u00e9 dost\u00e1vali do exekuc\u00ed nebo dluhov\u00fdch past\u00ed, ze kter\u00fdch by nebylo \u00faniku, proto je pot\u0159eba dolo\u017eit alespo\u0148 n\u011bjak\u00e9 p\u0159\u00edjmy. Dokl\u00e1d\u00e1n\u00ed je v\u0161ak velice jednoduch\u00e9, v\u011bt\u0161inou k tomu posta\u010d\u00ed v\u00fdplatn\u00ed p\u00e1sky za n\u011bkolik m\u011bs\u00edc\u016f, pokud jste tedy zam\u011bstnanec. Pokud jste podnikatel nebo firma, sta\u010d\u00ed dolo\u017eit p\u0159\u00edjmy a v\u00fddaje, faktury nebo da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed. Pokud nepracujete a m\u00e1te jin\u00e9 p\u0159\u00edjmy, nap\u0159\u00edklad z pron\u00e1jmu bytu nebo jin\u00e9 nemovitosti, \u010di jste na mate\u0159sk\u00e9 nebo rodi\u010dovsk\u00e9 dovolen\u00e9, invalidn\u00ed d\u016fchodce a podobn\u011b, tak m\u00e1te op\u011bt n\u011bjak\u00fd dolo\u017eiteln\u00fd p\u0159\u00edjem. Dal\u0161\u00edm zp\u016fsobem jak dolo\u017eit p\u0159\u00edjmy je zainteresov\u00e1n\u00ed bl\u00edzk\u00e9 osoby. To znamen\u00e1, \u017ee do p\u016fj\u010dky s v\u00e1mi vstoup\u00ed je\u0161t\u011b dal\u0161\u00ed osoba a bude takzvan\u00fdm spoludlu\u017en\u00edkem. Nap\u0159\u00edklad se m\u016f\u017ee jednat o rodi\u010de, pokud jste mlad\u0161\u00ed ro\u010dn\u00edk, pokud jste star\u0161\u00ed, tak se m\u016f\u017ee jednat o pracuj\u00edc\u00ed d\u011bti, jestli\u017ee m\u00e1te sourozence, tak se m\u016f\u017ee jednat o bratra, sestru \u010di jak\u00e9koliv dal\u0161\u00ed bl\u00edzk\u00e9 osoby, kter\u00e9 v\u00e1m vyhov\u00ed a vstoup\u00ed s v\u00e1mi do p\u016fj\u010dky. Podnikatelsk\u00e9 \u00fav\u011bry se daj\u00ed vy\u0159\u00eddit je\u0161t\u011b snadn\u011bji. Mnohdy nevad\u00ed ani n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed. 3.7\/5 - (11 votes)","datePublished":"2021-01-18","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.1cory.cz\/author\/#Person","name":"","url":"https:\/\/www.1cory.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7b822bed19dfbc78d1cf42b3649cc2489d12c54b7aef64ae719c01ed9f13d563?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7b822bed19dfbc78d1cf42b3649cc2489d12c54b7aef64ae719c01ed9f13d563?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"1cory.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.1cory.cz\/wp-content\/uploads\/%C5%BEena%20u%20stolu%20pen%C3%ADze.jpeg","url":"https:\/\/www.1cory.cz\/wp-content\/uploads\/%C5%BEena%20u%20stolu%20pen%C3%ADze.jpeg","height":0,"width":0},"url":"https:\/\/www.1cory.cz\/dokladani-prijmu-u-hypotek\/","about":["Domov"],"wordCount":481,"articleBody":"   Jak\u00e1 je tedy skute\u010dnost o dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f v p\u0159\u00edpad\u011b hypot\u00e9ky? Mus\u00edte dolo\u017eit p\u0159\u00edjem nebo nemus\u00edte ud\u00e1vat tato specifika? Jak je to s dal\u0161\u00edmi podm\u00ednkami? Na to se nyn\u00ed pod\u00edv\u00e1me podrobn\u011bji v tomto \u010dl\u00e1nku.Za\u010dneme t\u00edm hlavn\u00edm, co\u017e je n\u00e1zev. Hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu, u\u017e jen z toho n\u00e1zvu vlastn\u011b plyne, \u017ee by se m\u011blo jednat o p\u016fj\u010dku s ru\u010den\u00edm nemovitost\u00ed, ale bez dokl\u00e1d\u00e1n\u00ed jak\u00e9hokoliv p\u0159\u00edjmu. To by bylo p\u0159ece jen logick\u00e9. Jenom\u017ee v\u0161echno m\u00e1 rub i l\u00edc, tak\u017ee si to vysv\u011btl\u00edme. Jeliko\u017e se jedn\u00e1 o \u010dasto vyhled\u00e1van\u00fd v\u00fdraz, tak z\u016fstal b\u011b\u017en\u00fd a pro lidi na internetu dostupn\u00fd, le\u010d se pod n\u00edm ukr\u00fdv\u00e1 v podstat\u011b hypot\u00e9ka, u kter\u00e9 mus\u00edte dolo\u017eit alespo\u0148 n\u011bjak\u00fd p\u0159\u00edjem. To ale nen\u00ed t\u011b\u017ek\u00e9, jak si za chv\u00edli \u0159ekneme.Hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu je pom\u011brn\u011b b\u011b\u017en\u00fd n\u00e1zev, kter\u00fd se st\u00e1le velice \u010dasto vyhled\u00e1v\u00e1 na internetu. Jenom\u017ee v\u0161echno m\u00e1 sv\u00e9 z\u00e1konitosti.V dne\u0161n\u00ed dob\u011b si mus\u00ed ka\u017ed\u00fd poskytovatel \u00fav\u011bru zjistit, zdali je jeho klient schopen spl\u00e1cet sv\u00e9 z\u00e1vazky. To je d\u00e1no z\u00e1konem, proto\u017ee si nikdo nep\u0159eje, aby se lid\u00e9 dost\u00e1vali do exekuc\u00ed nebo dluhov\u00fdch past\u00ed, ze kter\u00fdch by nebylo \u00faniku, proto je pot\u0159eba dolo\u017eit alespo\u0148 n\u011bjak\u00e9 p\u0159\u00edjmy.Dokl\u00e1d\u00e1n\u00ed je v\u0161ak velice jednoduch\u00e9, v\u011bt\u0161inou k tomu posta\u010d\u00ed v\u00fdplatn\u00ed p\u00e1sky za n\u011bkolik m\u011bs\u00edc\u016f, pokud jste tedy zam\u011bstnanec. Pokud jste podnikatel nebo firma, sta\u010d\u00ed dolo\u017eit p\u0159\u00edjmy a v\u00fddaje, faktury nebo da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed. Pokud nepracujete a m\u00e1te jin\u00e9 p\u0159\u00edjmy, nap\u0159\u00edklad z pron\u00e1jmu bytu nebo jin\u00e9 nemovitosti, \u010di jste na mate\u0159sk\u00e9 nebo rodi\u010dovsk\u00e9 dovolen\u00e9, invalidn\u00ed d\u016fchodce a podobn\u011b, tak m\u00e1te op\u011bt n\u011bjak\u00fd dolo\u017eiteln\u00fd p\u0159\u00edjem.Dal\u0161\u00edm zp\u016fsobem jak dolo\u017eit p\u0159\u00edjmy je zainteresov\u00e1n\u00ed bl\u00edzk\u00e9 osoby. To znamen\u00e1, \u017ee do p\u016fj\u010dky s v\u00e1mi vstoup\u00ed je\u0161t\u011b dal\u0161\u00ed osoba a bude takzvan\u00fdm spoludlu\u017en\u00edkem. Nap\u0159\u00edklad se m\u016f\u017ee jednat o rodi\u010de, pokud jste mlad\u0161\u00ed ro\u010dn\u00edk, pokud jste star\u0161\u00ed, tak se m\u016f\u017ee jednat o pracuj\u00edc\u00ed d\u011bti, jestli\u017ee m\u00e1te sourozence, tak se m\u016f\u017ee jednat o bratra, sestru \u010di jak\u00e9koliv dal\u0161\u00ed bl\u00edzk\u00e9 osoby, kter\u00e9 v\u00e1m vyhov\u00ed a vstoup\u00ed s v\u00e1mi do p\u016fj\u010dky.Podnikatelsk\u00e9 \u00fav\u011bry se daj\u00ed vy\u0159\u00eddit je\u0161t\u011b snadn\u011bji. Mnohdy nevad\u00ed ani n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          3.7\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f u hypot\u00e9k","item":"https:\/\/www.1cory.cz\/dokladani-prijmu-u-hypotek\/#breadcrumbitem"}]}]